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Free Financial Tools

Investment Calculators

Plan your financial future with our suite of free investment calculators tailored for Pakistani investors. Make data-driven decisions today.

Why use investment calculators?

Successful investing isn't about guesswork; it's about strategy. These calculators help you visualise the power of compounding, set realistic financial goals, and understand exactly what it takes to achieve them in the Pakistan Stock Exchange.

Which calculator should you use?

All three answer a different question about the same thing — how money grows on the PSX over time. Which one you want depends on what you already know and what you are trying to find out.

SIP Calculator

Use it when you can set aside a fixed amount every month and want to know what that becomes. This suits a salaried investor building a position gradually. Because you buy at many different prices, a monthly plan spreads out the risk of entering the market at the wrong moment — the effect usually called rupee cost averaging.

Lumpsum Calculator

Use it when you already have the money — a bonus, a maturing term deposit, the proceeds of a sale — and want to see what it grows into if left invested. Over long horizons a lumpsum usually finishes ahead of the same total drip-fed monthly, simply because every rupee starts compounding sooner. The trade-off is that your whole entry rides on one day's price.

Goal Planner

Use it when you know the destination but not the payment — a house deposit, a child's education, a retirement number. It runs the SIP maths in reverse and tells you the monthly amount required to land on your target by your deadline.

What the projections assume

Every result here is a projection built on a constant annual return that you supply. That is a useful planning assumption and a poor description of reality: the KSE-100 has delivered roughly 12–18% a year over long stretches, but it arrives in an uneven sequence of strong years and losing ones, and the order those years fall in changes your outcome.

The projections also work in nominal rupees and exclude costs. Brokerage commission, CDC and settlement charges, and capital gains tax all come out of the total, and inflation erodes what the remainder buys. Treat the number as an upper bound on a reasonable expectation, run a pessimistic scenario alongside your optimistic one, and revisit the plan once a year rather than setting it and forgetting it.

Start working towards your goals

Track your PSX portfolio, plan SIPs, and monitor your progress — all for free.

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